Articles and Newsletters

If you’ve ever opened your insurance renewal notice and wondered why your premium changed, you’re not alone. It’s a common question: “Does insurance go up every year at renewal?” The answer isn’t always straightforward. While some rate changes stem from personal factors like claims or coverage adjustments, others are driven by broader trends like inflation, increased risks, or even changes in the insurance industry.

Winter is on the horizon, and with it comes freezing weather that can pose challenges to your property, livelihood, and peace of mind. While we love this time of year, we know that winter can bring its share of surprises. At Mutual Aid Agency, we’ve been helping churches, homes, renters, farms, and drivers stay protected for over 140 years. More than just an insurance provider—we’re a partner in your safety, your community, and your mission.

Pastor Appreciation Month is an opportunity to honor the men and women who serve as spiritual leaders, guiding their congregations through the highs and lows of life. But as we at the Mutual Aid Agency sat down to chat with Pastor Marty Doss, it became clear that for many pastors, this month isn’t about personal recognition—it’s about celebrating the community as a whole.

As Labor Day approaches, we are reminded of the value of hard work and the dedication that drives us each day. At Mutual Aid Agency (MAA), we are grateful for the opportunity to serve our clients, providing protection and peace of mind when it’s needed most.

As summer fades and the school year begins, families and ministries alike prepare for a busy season ahead. Whether you’re a parent sending your child back to school or a church leader planning kick-off events for youth programs, now is the perfect time to review your insurance coverage.