Winter Isn’t Over Yet: How to Protect Your Home & Ministry from Late-Season Storms

As winter begins to fade and spring approaches, many people assume that the worst of the cold weather is behind them. However, late-season storms and fluctuating temperatures can still pose serious risks to homes, businesses, and ministry buildings. Snow, ice, and freezing temperatures don’t always follow the calendar, and the transition from winter to spring can bring its own set of challenges, from sudden snows to unexpected wind storms damaging roofs and outbuildings.

At Mutual Aid Agency (MAA), we know that preparing for seasonal changes is just as important as protecting against the peak of winter’s coldest months. Let’s explore some of the most common late-winter threats, what you can do to protect your property, and how to ensure your insurance coverage is ready for whatever comes next.

Why Late-Winter and Early Spring Storms Can Be Just as Dangerous

As temperatures begin to fluctuate, the freeze-thaw cycle can create new hazards that weren’t as common earlier in the season. Snow that melts during the day can refreeze overnight, creating slick walkways, ice dams on roofs, and frozen pipes in unheated areas. Heavy snow that has accumulated over the winter can suddenly become waterlogged and dangerously heavy, increasing the risk of roof collapses.

Windstorms can also pick up in frequency, especially in the Midwest and Plains states, causing damage to siding, windows, and outdoor structures. In some areas, rapid warming followed by a sudden temperature drop can stress plumbing systems, leading to frozen pipes even when homeowners thought the worst was over. The transition from winter to spring is unpredictable, and it’s crucial to stay ahead of the risks.

How to Protect Your Home and Property Before the Next Weather Shift

Many of the best precautions are simple steps that homeowners, renters, and ministries can take right now. Keeping your heat set to at least 55°F, even in unoccupied rooms, can prevent frozen pipes. Letting faucets drip overnight when temperatures dip below freezing keeps water moving through pipes, reducing the risk of blockages.

Snow accumulation should also be monitored, especially on older buildings or flat roofs that might not handle additional weight well. If your home or ministry building has experienced ice dams in the past, clearing gutters and making sure attic spaces are properly insulated can help prevent costly water damage.

For churches and ministry buildings, having a designated person to check on the property during cold spells is essential. Knowing where the main water shut-off valve is located can save valuable time if a pipe bursts, and having a plan in place for temporary heating solutions—such as a backup generator—can prevent extensive damage if a storm causes a power outage.

What to Do If Your Home or Ministry Experiences Weather Damage

Even with the best preparation, unexpected damage can still happen. If you notice a leak in your roof, a burst pipe, or damage caused by wind or snow, acting quickly can help minimize long-term costs. The first step is always to document the damage with photos and written notes before making any temporary repairs.

If a pipe bursts, shutting off the main water supply can prevent further flooding. For roof damage, covering exposed areas with a tarp can help prevent additional water intrusion until permanent repairs can be made. In all cases, contacting your insurance provider as soon as possible ensures that you understand your coverage and can start the claims process without delay.

How MAA Helps You Stay Protected

Insurance plays a vital role in helping homeowners, renters, and ministries recover from storm damage. 

For those unsure whether their policy is up to date and appropriate, now is an ideal time to contact us to review your specific insurance needs. The changing seasons bring new risks, and having a policy tailored to your specific situation can make all the difference when unexpected events occur.

If you have questions about your coverage or want to review your policy to ensure you’re protected, contact MAA today. We’re here to help you prepare, recover, and stay covered—no matter the season.

3094 Jeep Road
Abilene, KS 67410

Email: maa@maabrethren.com
Phone: 800-255-1243
Text: 785-576-9464

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