{"id":723,"date":"2022-09-15T09:36:52","date_gmt":"2022-09-15T14:36:52","guid":{"rendered":"https:\/\/maabrethren.com\/?p=723"},"modified":"2022-09-15T09:36:53","modified_gmt":"2022-09-15T14:36:53","slug":"who-needs-an-umbrella-policy","status":"publish","type":"post","link":"https:\/\/maabrethren.com\/who-needs-an-umbrella-policy\/","title":{"rendered":"Who Needs An Umbrella Policy?"},"content":{"rendered":"<div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-625e808f\" data-vce-do-apply=\"all el-625e808f\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-5bd94464\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin 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href='https:\/\/maabrethren.com\/wp-content\/themes\/visual-composer-starter\/css\/styles\/responsive.min.css?ver=3.3' type='text\/css' media='all' \/>\n<link rel='stylesheet' id='visualcomposerstarter-style-css' href='https:\/\/maabrethren.com\/wp-content\/themes\/visual-composer-starter-child-master\/style.css?ver=6.5.2' type='text\/css' media='all' \/>\n<style id='visualcomposerstarter-style-inline-css' type='text\/css'>\n\n\t\/*Body fonts and style*\/\n\tbody,\n\t#main-menu ul li ul li,\n\t.comment-content cite,\n\t.entry-content cite,\n\t.visualcomposerstarter legend\n\t { font-family: Noto Sans, sans-serif; }\n\t body,\n\t .sidebar-widget-area a:hover, .sidebar-widget-area a:focus,\n\t .sidebar-widget-area .widget_recent_entries ul li:hover, .sidebar-widget-area .widget_archive ul li:hover, .sidebar-widget-area .widget_categories ul li:hover, .sidebar-widget-area .widget_meta ul li:hover, .sidebar-widget-area .widget_recent_entries ul li:focus, .sidebar-widget-area 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.comment-content dl a:hover,\n\t  .comment-content address a:hover,\n\t  .comment-content p a:focus,\n\t  .comment-content ol a:focus,\n\t  .comment-content ul a:focus,\n\t  .comment-content table a:focus,\n\t  .comment-content datalist a:focus,\n\t  .comment-content blockquote a:focus,\n\t  .comment-content dl a:focus,\n\t  .comment-content address a:focus,\n\t  .comment-content ul > li:before,\n\t  .sidebar-widget-area .widget_recent_entries ul li,\n\t  .sidebar-widget-area .widget_archive ul li,\n\t  .sidebar-widget-area .widget_categories ul li,\n\t  .sidebar-widget-area .widget_meta ul li { color: #1b3a5e; }     \n\t  .comments-area .comment-list .reply a:hover,\n\t  .comments-area .comment-list .reply a:focus,\n\t  .comment-content p a,\n\t  .comment-content ol a,\n\t  .comment-content ul a,\n\t  .comment-content table a,\n\t  .comment-content datalist a,\n\t  .comment-content blockquote a,\n\t  .comment-content dl a,\n\t  .comment-content address a,\n\t  .entry-content p a,\n\t  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[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371]{margin-bottom:0;margin-left:20px}} @media (min-width:768px) and (max-width:991px){#clone-el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371]{margin-bottom:0}} @media (min-width:992px) and (max-width:1199px){#clone-el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371]{margin-bottom:0}} @media (min-width:1200px){#clone-el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#clone-el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371 [data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=all][data-vce-do-apply*=el-5d701371],#el-5d701371[data-vce-do-apply*=margin][data-vce-do-apply*=el-5d701371]{margin-bottom:0}}@media{#clone-el-9ef382c7 [data-vce-do-apply*=all][data-vce-do-apply*=el-9ef382c7],#clone-el-9ef382c7 [data-vce-do-apply*=margin][data-vce-do-apply*=el-9ef382c7],#clone-el-9ef382c7[data-vce-do-apply*=all][data-vce-do-apply*=el-9ef382c7],#clone-el-9ef382c7[data-vce-do-apply*=margin][data-vce-do-apply*=el-9ef382c7],#el-9ef382c7 [data-vce-do-apply*=all][data-vce-do-apply*=el-9ef382c7],#el-9ef382c7 [data-vce-do-apply*=margin][data-vce-do-apply*=el-9ef382c7],#el-9ef382c7[data-vce-do-apply*=all][data-vce-do-apply*=el-9ef382c7],#el-9ef382c7[data-vce-do-apply*=margin][data-vce-do-apply*=el-9ef382c7]{margin-bottom:20px;margin-top:20px}}@media{#clone-el-f9844bc1 [data-vce-do-apply*=all][data-vce-do-apply*=el-f9844bc1],#clone-el-f9844bc1 [data-vce-do-apply*=margin][data-vce-do-apply*=el-f9844bc1],#clone-el-f9844bc1[data-vce-do-apply*=all][data-vce-do-apply*=el-f9844bc1],#clone-el-f9844bc1[data-vce-do-apply*=margin][data-vce-do-apply*=el-f9844bc1],#el-f9844bc1 [data-vce-do-apply*=all][data-vce-do-apply*=el-f9844bc1],#el-f9844bc1 [data-vce-do-apply*=margin][data-vce-do-apply*=el-f9844bc1],#el-f9844bc1[data-vce-do-apply*=all][data-vce-do-apply*=el-f9844bc1],#el-f9844bc1[data-vce-do-apply*=margin][data-vce-do-apply*=el-f9844bc1]{margin-bottom:0}}#el-9b919a35 [data-vce-do-apply*=all][data-vce-do-apply*=el-9b919a35] .vce-content-background-container,#el-9b919a35 [data-vce-do-apply*=border][data-vce-do-apply*=el-9b919a35] .vce-content-background-container,#el-9b919a35[data-vce-do-apply*=all][data-vce-do-apply*=el-9b919a35] .vce-content-background-container,#el-9b919a35[data-vce-do-apply*=border][data-vce-do-apply*=el-9b919a35] .vce-content-background-container{border-radius:inherit}@media{#el-9b919a35 [data-vce-do-apply*=all][data-vce-do-apply*=el-9b919a35],#el-9b919a35 [data-vce-do-apply*=padding][data-vce-do-apply*=el-9b919a35],#el-9b919a35[data-vce-do-apply*=all][data-vce-do-apply*=el-9b919a35],#el-9b919a35[data-vce-do-apply*=padding][data-vce-do-apply*=el-9b919a35]{padding-bottom:25px}}@media{#clone-el-ca6525c0 [data-vce-do-apply*=all][data-vce-do-apply*=el-ca6525c0],#clone-el-ca6525c0 [data-vce-do-apply*=margin][data-vce-do-apply*=el-ca6525c0],#clone-el-ca6525c0[data-vce-do-apply*=all][data-vce-do-apply*=el-ca6525c0],#clone-el-ca6525c0[data-vce-do-apply*=margin][data-vce-do-apply*=el-ca6525c0],#el-ca6525c0 [data-vce-do-apply*=all][data-vce-do-apply*=el-ca6525c0],#el-ca6525c0 [data-vce-do-apply*=margin][data-vce-do-apply*=el-ca6525c0],#el-ca6525c0[data-vce-do-apply*=all][data-vce-do-apply*=el-ca6525c0],#el-ca6525c0[data-vce-do-apply*=margin][data-vce-do-apply*=el-ca6525c0]{margin-bottom:0}}@media all and (min-width:768px),print{.vce-row--col-gap-30[data-vce-do-apply*=ddd38cb7]>.vce-row-content>.vce-col--md-auto{-webkit-flex:1 1 0;flex:1 1 0;max-width:none;width:auto}} @media{#el-ddd38cb7{display:none}}@media all and (min-width:768px),print{.vce-row--col-gap-30[data-vce-do-apply*=\"01b3e0d6\"]>.vce-row-content>.vce-col--md-auto{-webkit-flex:1 1 0;flex:1 1 0;max-width:none;width:auto}} @media (min-width:1200px){#el-01b3e0d6{display:none}} @media (min-width:992px) and (max-width:1199px){#el-01b3e0d6{display:none}} #el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6 [data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container{border-radius:inherit}@media (min-width:768px) and (max-width:991px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px;padding-right:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6]{padding-right:20px}} @media (min-width:768px) and (max-width:991px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6]{background-color:#1b3a5e}} #el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6 [data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container{border-radius:inherit}@media (min-width:544px) and (max-width:767px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px;padding-right:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6]{padding-right:20px}} @media (min-width:544px) and (max-width:767px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6]{background-color:#1b3a5e}} #el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6 [data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container,#el-01b3e0d6[data-vce-do-apply*=border][data-vce-do-apply*=el-01b3e0d6] .vce-content-background-container{border-radius:inherit}@media (max-width:543px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=padding][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px;padding-right:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=left-pad][data-vce-do-apply*=el-01b3e0d6]{padding-left:20px}#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=right-pad][data-vce-do-apply*=el-01b3e0d6]{padding-right:20px}} @media (max-width:543px){#el-01b3e0d6 [data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6 [data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=all][data-vce-do-apply*=el-01b3e0d6],#el-01b3e0d6[data-vce-do-apply*=background][data-vce-do-apply*=el-01b3e0d6]{background-color:#1b3a5e}}@media all,print{.vce-row--col-gap-34[data-vce-do-apply*=\"48ea94d8\"]>.vce-row-content>.vce-col--xs-92p{-webkit-flex:0;flex:0;-webkit-flex-basis:calc(92% - 2.72px);flex-basis:calc(92% - 2.72px);max-width:calc(92% - 2.72px)}} @media all,print{.vce-row--col-gap-34[data-vce-do-apply*=\"48ea94d8\"]>.vce-row-content>.vce-col--xs-8p{-webkit-flex:0;flex:0;-webkit-flex-basis:calc(8% - 31.28px);flex-basis:calc(8% - 31.28px);max-width:calc(8% - 31.28px)}} #el-48ea94d8 [data-vce-do-apply*=all][data-vce-do-apply*=el-48ea94d8] .vce-content-background-container,#el-48ea94d8 [data-vce-do-apply*=border][data-vce-do-apply*=el-48ea94d8] .vce-content-background-container,#el-48ea94d8[data-vce-do-apply*=all][data-vce-do-apply*=el-48ea94d8] .vce-content-background-container,#el-48ea94d8[data-vce-do-apply*=border][data-vce-do-apply*=el-48ea94d8] .vce-content-background-container{border-radius:inherit}@media (max-width:543px){#el-48ea94d8 [data-vce-do-apply*=all][data-vce-do-apply*=el-48ea94d8],#el-48ea94d8 [data-vce-do-apply*=margin][data-vce-do-apply*=el-48ea94d8],#el-48ea94d8[data-vce-do-apply*=all][data-vce-do-apply*=el-48ea94d8],#el-48ea94d8[data-vce-do-apply*=margin][data-vce-do-apply*=el-48ea94d8]{margin-top:10px}}@media (max-width:543px){#clone-el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa]{margin-bottom:0}} @media (min-width:544px) and (max-width:767px){#clone-el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa]{margin-bottom:0;margin-left:20px}} @media (min-width:768px) and (max-width:991px){#clone-el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa]{margin-bottom:0}} @media (min-width:992px) and (max-width:1199px){#clone-el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa]{margin-bottom:0}} @media (min-width:1200px){#clone-el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#clone-el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa [data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=all][data-vce-do-apply*=el-014cacaa],#el-014cacaa[data-vce-do-apply*=margin][data-vce-do-apply*=el-014cacaa]{margin-bottom:0}}@media all and (min-width:768px),print{.vce-row--col-gap-30[data-vce-do-apply*=a9b0156a]>.vce-row-content>.vce-col--md-27p{-webkit-flex:0;flex:0;-webkit-flex-basis:calc(27% - 21.9px);flex-basis:calc(27% - 21.9px);max-width:calc(27% - 21.9px)}} @media all and (min-width:768px),print{.vce-row--col-gap-30[data-vce-do-apply*=a9b0156a]>.vce-row-content>.vce-col--md-73p{-webkit-flex:0;flex:0;-webkit-flex-basis:calc(73% - 8.1px);flex-basis:calc(73% - 8.1px);max-width:calc(73% - 8.1px)}} #el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a [data-vce-do-apply*=border][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a[data-vce-do-apply*=border][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container{border-radius:inherit}@media (min-width:1200px){#el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a [data-vce-do-apply*=padding][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=padding][data-vce-do-apply*=el-a9b0156a]{padding-top:30px}} @media (min-width:1200px){#el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a [data-vce-do-apply*=background][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=background][data-vce-do-apply*=el-a9b0156a]{background-color:#1b3a5e}} #el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a [data-vce-do-apply*=border][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container,#el-a9b0156a[data-vce-do-apply*=border][data-vce-do-apply*=el-a9b0156a] .vce-content-background-container{border-radius:inherit}@media (min-width:992px) and (max-width:1199px){#el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a [data-vce-do-apply*=padding][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=padding][data-vce-do-apply*=el-a9b0156a]{padding-top:30px}} @media (min-width:992px) and (max-width:1199px){#el-a9b0156a [data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a [data-vce-do-apply*=background][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=all][data-vce-do-apply*=el-a9b0156a],#el-a9b0156a[data-vce-do-apply*=background][data-vce-do-apply*=el-a9b0156a]{background-color:#1b3a5e}} @media (min-width:768px) and (max-width:991px){#el-a9b0156a{display:none}} @media (min-width:544px) and (max-width:767px){#el-a9b0156a{display:none}} @media (max-width:543px){#el-a9b0156a{display:none}}@media (max-width:543px){#clone-el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2 [data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#el-794c73e2 [data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#el-794c73e2[data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#el-794c73e2[data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2]{margin-bottom:0}} @media (min-width:544px) and (max-width:767px){#clone-el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2 [data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#el-794c73e2 [data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#el-794c73e2[data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#el-794c73e2[data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2]{margin-bottom:0}} @media (min-width:768px) and (max-width:991px){#clone-el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2 [data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#clone-el-794c73e2[data-vce-do-apply*=margin][data-vce-do-apply*=el-794c73e2],#el-794c73e2 [data-vce-do-apply*=all][data-vce-do-apply*=el-794c73e2],#el-794c73e2 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[data-vce-do-apply*=border][data-vce-do-apply*=el-958452dc] .vce-content-background-container{border-radius:inherit}@media all{#el-958452dc[data-vce-do-apply*=all][data-vce-do-apply*=el-958452dc],#el-958452dc [data-vce-do-apply*=all][data-vce-do-apply*=el-958452dc],#el-958452dc[data-vce-do-apply*=padding][data-vce-do-apply*=el-958452dc],#el-958452dc [data-vce-do-apply*=padding][data-vce-do-apply*=el-958452dc]{padding-top:50px}}\n<\/style>\n<!--vcv no format--><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-958452dc\" data-vce-do-apply=\"all el-958452dc\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-6a0dbc85\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-6a0dbc85\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-6a0dbc85\"><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-f8bfe0a4\" data-vce-do-apply=\"all el-f8bfe0a4\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-ed7cfca9\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-ed7cfca9\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-ed7cfca9\"><div class=\"vce-layouts-post-title-container pagetitle vce-layouts-post-title-container--align-left\"><div class=\"vce-layouts-post-title vce\" id=\"el-25ef79d7\" data-vce-do-apply=\"all el-25ef79d7\"><h1>Who Needs An Umbrella Policy?<\/h1><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-cb36ec13\" data-vce-do-apply=\"all el-cb36ec13\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-b622b597\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-b622b597\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-b622b597\"><div class=\"vce-button--style-basic-container vce-button--style-basic-container--align-left\"><span class=\"vce-button--style-basic-wrapper vce\" id=\"el-ec9ac619\" data-vce-do-apply=\"margin el-ec9ac619\"><a class=\"vce-button--style-basic vce-button--style-basic--border-square vce-button--style-basic--size-small vce-button--style-basic--color-empty--b-177-137-59\" href=\"https:\/\/maabrethren.com\/archive\/\" title=\"\" data-vce-do-apply=\"padding border background  el-ec9ac619\">Archive<\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><!--vcv no format--><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-1cc95b9d\" data-vce-do-apply=\"all el-1cc95b9d\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-b9fce429\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-b9fce429\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-b9fce429\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-9b3a07ca\" data-vce-do-apply=\"all el-9b3a07ca\"><p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-725 alignnone\" src=\"https:\/\/maabrethren.com\/wp-content\/uploads\/2022\/09\/umbrella-1.png\" alt=\"\" width=\"388\" height=\"334\" srcset=\"https:\/\/maabrethren.com\/wp-content\/uploads\/2022\/09\/umbrella-1.png 388w, https:\/\/maabrethren.com\/wp-content\/uploads\/2022\/09\/umbrella-1-300x258.png 300w, https:\/\/maabrethren.com\/wp-content\/uploads\/2022\/09\/umbrella-1-320x275.png 320w\" sizes=\"(max-width: 388px) 100vw, 388px\" \/><\/p><p><strong>Everyone&nbsp;<\/strong>should consider purchasing umbrella coverage.&nbsp;<\/p><p>Accidents can happen to anyone and sometimes lawsuits follow. Your home&nbsp;and auto&nbsp;insurance will help protect you if you have a covered loss, up to your policy limits. But, what if your legal liability exceeds your policy limits? This is where&nbsp;an umbrella policy comes in.&nbsp;<\/p><p>If you exhaust the liability limit of, say, your auto policy after an accident, your umbrella policy will protect you from paying out of pocket, up to the policy limit.<\/p><p>Here are a few thing to keep in mind when trying to decide if an umbrella policy would be beneficial for you.&nbsp; Do you:<\/p><ul><li>Have high savings or assets<\/li><li>Serve on a board<\/li><li>Own a business<\/li><li>Have a dog<\/li><li>Coach youth<\/li><li>Have a teenage driver<\/li><li>Own rental properties<\/li><li>Use a drone<\/li><li>Have a swimming pool, trampoline, or zip line<\/li><\/ul><p><em><strong>If you answered \"yes\"<\/strong><\/em> to any of the above, you may need an umbrella policy.<\/p><p>If you are interested in a quote for an umbrella policy or would like additional information, please give us a call at 800-255-1243!<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Everyone&nbsp;should consider purchasing umbrella coverage.&nbsp;Accidents can happen to anyone and sometimes lawsuits follow. Your home&nbsp;and auto&nbsp;insurance will help protect you if you have a covered loss, up to your policy limits. But, what if your legal liability exceeds your policy limits? This is where&nbsp;an umbrella policy comes in.&nbsp;If you exhaust the liability limit of, say, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/posts\/723"}],"collection":[{"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/comments?post=723"}],"version-history":[{"count":2,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/posts\/723\/revisions"}],"predecessor-version":[{"id":727,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/posts\/723\/revisions\/727"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/media\/725"}],"wp:attachment":[{"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/media?parent=723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/categories?post=723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maabrethren.com\/wp-json\/wp\/v2\/tags?post=723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}