Auto policies are not only designed to protect your vehicle from damages - you are protected too if you are involved in an accident.
Standard Coverage Typically Includes
⦁ Bodily Injury Liability (Bl)
Protects you if you cause an accident in which someone else is hurt or killed.
⦁ Property Damage Liability (PD)
Protects you if you damage someone else's property with your vehicle.
Guards your automobile from accidents with another car, a brick wall, a fire hydrant, or other object. Collision coverage is optional, though your bank may require it if you have an auto loan.
Protects your vehicle from non-collision losses, like theft or vandalism. Comprehensive is also optional, though your bank may require it if you have an auto loan.
⦁ Uninsured/Underinsured motorist (UM/UIM)
Pays for medical expenses if you are hit by a driver without insurance. Uninsured and underinsured coverage is required in some states.
⦁ Medical payments coverage (Med Pay, or MPC)
Protects against expenses you and your passengers might accrue in the event of a motor vehicle accident, regardless of fault. States have different laws regarding this coverage.
A deductible is the amount you commit to paying in the event of a covered claim, while the company covers the rest in accordance with the terms of the policy. Generally, the higher the deductible, the lower the policy premium will be.
Ways To Save
At MAA, you can earn significant savings by bundling multiple policies with the same company (for example auto and homeowners).
And, the companies we work with often try to make insurance more affordable by offering discount credits for being a good student, taking a defensive driving course, and more.
Contact Us To Learn More
MAA's desire is for you to be well insured. Our agents are here to assist with the knowledge and answers you need to choose coverage with confidence.
Committed to Doing Good
Did you know insuring with us means you are sharing in mutuality and caring for those facing crisis? Learn more about how we make the world a better place together by viewing our Map to Mutuality.